Stay in your network. Most health plans like HMOs and PPOs, require you to use certain doctors, hospitals and other health care professionals. Stay in your network when possible to help avoid paying more. Register or log in to Blue Access for MembersSM, our secure member website, for a personalized search experience based on your health plan and network.
We are certified as “in-person assisters” by the Washington State Health Benefit Exchange. Regardless of your financial situation, we are here to guide you through the system and help you understand and apply for health insurance. Visit our online Benefit Finder or call the WithinReach Family Health Hotline at 1-800-322-2588 today to get started. Or, read on to learn more about health insurance.
From the onset of the financial crisis to lingering high unemployment rates, many Ohioans have lost their health insurance in recent years. Indeed, long-term unemployment, one of the primary reasons people lose their health insurance coverage, is at record levels, according to this report from the Plain Dealer's Olivera Perkins. Although the state's health insurance industry is, arguably, ill-equipped to handle the pivot to swelling ranks of residents who must now shop for health insurance on the individual market, finding an affordable Ohio health insurance quote is not the lost cause many assume it to be. Take a look at this information that will provide a glimpse into the current state of health care in Ohio, as well as specific tips about finding affordable coverage through NetQuote.
In general, you’re more likely to find low-cost medical insurance through the marketplace if you’ve been a high-risk customer to insurers in the past — that is, one who is older or has known health problems. You may also find more affordable health insurance through the marketplace if your income makes you eligible for subsidies that can help keep your costs down.
Health care reform has made finding insurance more straightforward, but there’s no guarantee that what you find on the state or federal health exchanges will be your cheapest option. Shopping around is still important as you evaluate your options. Our online quote tool will help you begin searching for cheap health insurance providers in your area.
These subsidies can only be used to buy Obamacare health insurance sold on the Affordable Care Act’s health insurance exchanges, also known as the Marketplace. They can’t be used to help pay for health insurance through your job or a health plan purchased off of the Marketplace. Obamacare subsidies aren’t available to undocumented immigrants. However, most legally-residing immigrants can apply. You can check HealthCare.gov for details.
Telemedicine enables health professionals to provide services to you remotely, at lower costs, if you don't require physical contact with a doctor or nurse. Instead of coming into an office, you can communicate with doctors and nurses online. Doctors can help and diagnose far more patients this way, which is why purchasing a plan through eHealth that covers telemedicine may be more convenient and affordable.
Health insurance costs vary in many ways. Deductibles, premiums, and copayments all play into what your health insurance costs will come out to. eHealth studies have shown that in 2018 the average individual premium was $393 without any subsidies. By comparing quotes, and speaking with a licensed agent, you might be able to find prices significantly lower than this, that still meet your needs. Taking the time to shop around and compare can make a huge difference in what you’re paying for your health insurance.