Review the deductible, copayment and co-insurance amounts. The deductible is the amount you pay each year for covered benefits before the health plan pays anything (except for preventive care). The copayment is the fee you pay for each office visit. Not all health plans have co-payments. Co-insurance is the percentage of covered health care costs you pay after you have met the deductible.
Our online health insurance quote system is free and fast. You can quickly evaluate health plans based on the types of coverage provided, deductible amount, and plan type. Within seconds you can view complete plan details and premium information. You can apply online to Blue Cross of California, Blue Shield, Health Net, Aetna, Oscar and Kaiser Permanente through our website. Please call us at 1-866-657-8222 if you have any questions. California Health Plans is one of the top online insurance agencies in California and we are confident that we can help you find a low cost health insurance plan.
None of the insurers are available in every county in Pennsylvania, however either Geisinger Health Plan or UPMC is available in most regions of the state. These insurers offered the cheapest Silver health plans in the 61 counties where they are listed on the exchange, so we recommend starting with them when searching for the best health insurance policy for yourself. If you live in a county in Pennsylvania where Geisinger or UPMC isn't offered (Bucks, Chester, Delaware, Franklin, Montgomery or Philadelphia), you can typically find the most affordable health plan rates from either the Highmark Health Insurance Co. or Keystone.
Individual and family medical and dental insurance plans are insured by Cigna Health and Life Insurance Company (CHLIC), Cigna HealthCare of Arizona, Inc., Cigna HealthCare of Illinois, Inc., and Cigna HealthCare of North Carolina, Inc. Group health insurance and health benefit plans are insured or administered by CHLIC, Connecticut General Life Insurance Company (CGLIC), or their affiliates (see a listing of the legal entities that insure or administer group HMO, dental HMO, and other products or services in your state). Group Universal Life (GUL) insurance plans are insured by CGLIC. Life (other than GUL), accident, critical illness, hospital indemnity, and disability plans are insured or administered by Life Insurance Company of North America, except in NY, where insured plans are offered by Cigna Life Insurance Company of New York (New York, NY). All insurance policies and group benefit plans contain exclusions and limitations. For availability, costs and complete details of coverage, contact a licensed agent or Cigna sales representative. This website is not intended for residents of New Mexico.